5 little cybersecurity changes that will make a big difference on your IT exam

first_img 27SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Mary K Donnelly With a background in IT Product Marketing & Enterprise Sales, MK brings both experience and expertise to enCompass’s business development strategy. Her knowledge of regulatory requirements within Credit Union … Web: www.encompassgroupllc.com Details The FFIEC and its member regulators, including the NCUA, have stepped up their focus and resources on cybersecurity. This was evident in 2015 with the release of a cyber security assessment tool, resources page, video, and more. As recently as November, the FFIEC released a statement alerting financial institutions to the increasing frequency and severity of cyber attacks involving extortion. The result of this heightened awareness has meant one critical thing for credit unions: Greater scrutiny on cybersecurity from examiners.We have witnessed this shift in focus and don’t expect it to change anytime soon. If anything, it is becoming clear that even greater attention will be placed on IT security as a whole in exams. Here are 5 changes your credit union can make that will impact your ability to address cybersecurity and clear any hurdles in IT exams:1.Have complete systems/network documentationThis seems obvious, but it is amazing how many credit unions still rely on one person on their IT team to be the repository for all IT information, and don’t have anything in writing. If, for example, that one person on your IT side is sick, on vacation or quits – and they just happen to be the only person with the administrative password for your firewall,then you could be in trouble.2. Refresh your IT security policies and proceduresWhile on the topic of documentation, detailing what security policies are used, and providing written updates to your plans as new threats emerge will demonstrate to the examiner an awareness that you have on the complexity and necessity of strong cybersecurity practices. Not having a well documented IT security plan in place, or not keeping it updated to include emerging threats, can leave your credit union in real trouble, and not just with your examiner.3. Test backup and recovery frequently enoughShould a cyber attack occur despite your best efforts, how confident are you that you can recover all your records? Ever heard the phrase, “practice makes perfect”? The more you test your systems for the unknown, the better equipped you will be. Run tests of your data backup randomly throughout the year to make sure your systems will survive and your backups can be quickly recovered if systems are compromised. Test your backup procedures too… when was the last time you tested your backup data on your core processor or file data on your server? Provide this documentation on when the tests occurred to your examiner (any good backup and recovery plan will include reports).4. Train all CU employees on IT security“Credit Unions must provide staff with annual training on their information security program to ensure effective implementation and understanding by all staff.” This is an actual citation from a 2015 CU IT Examination received by a credit union we are now working with to provide the required training.Require your employees to take a 30 minute training on end user IT Security, and present the certificate of completion to your examiner to ensure this is not an issue.Learn More About Our IT Security Training For your Employees5. Consult outside resources to ensure IT complianceAccording to NCUA Chairman Debbie Matz “We hope to get credit union officials attuned to the fact cyber security is an ongoing issue with demands that are changing all the time. Credit unions really need to stay on top of this issue, which means working with experts outside the credit union and not just relying on internal IT staff to protect their systems. If the credit union has a weakness in their internal systems it really is a weakness in the entire credit union system. Because, in terms of cyber security, nothing is isolated.” Whether it’s a third party IT Assessment, or having a firm manage your compliance entirely, demonstrating a second expert opinion during an exam will benefit you.Learn more about enCompass AutoPilot Managed IT Compliance.last_img read more

Imagine . . . if Amazon bought your bank

first_imgAs a thought experiment, imagine if one evening Amazon CEO Jeff Bezos had one too many cocktails and errantly gave an order to purchase your bank. Imagine further that, a bit embarrassed from this mishap, Bezos sent an Amazon strategy officer to figure out what exactly the company had bought and how to make “lemonade” out of a legacy investment.The following fictional memo describes what the team at Cornerstone Advisors imagines would transpire. The framework to assess the acquired bank is based upon Bezos’ famous 2016 shareholder letter that outlines Amazon’s core business philosophy. ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr continue reading »last_img read more

Fighting gender & racial bias in the workplace: Onsite at REACH

first_img continue reading » Only 5% of credit union CEOs are people of color. If one out of every 10 people on an organization’s leadership team is female, 45% of men believe women are well-represented on that leadership team. And resumes with “black-sounding names” are 50% less likely to be called by hiring managers.Those were a few staggering statistics from CUNA, McKinsey & Leanin and an unknown source, respectively, presented by Jill Nowacki, president/CEO of human capital consulting firm Humanidei, during a breakout session at the California and Nevada Credit Union Leagues’ REACH conference Oct. 29. The former president/CEO of the Credit Union League of Connecticut opened the session by sharing her own experiences as a woman climbing the ranks of leadership in the credit union industry.“I was the youngest league president, and one of only a few women league presidents,” Nowacki said. “I felt pressure to represent my entire gender and generation.” She added that she felt as if she was placed in the role as a “token” of her gender or generation, not as a qualified individual, and that she would sometimes suppress her ideas.“Think of a time when you didn’t feel like you fit in with a group,” she said, painting a picture for the audience of what it can feel like as a woman or minority who is underrepresented in a workplace. “How did you not bring your best self to the situation?” ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrcenter_img Monterey, CAlast_img read more

Homeless Man Charged With Stabbing Another in Freeport

first_imgSign up for our COVID-19 newsletter to stay up-to-date on the latest coronavirus news throughout New York A homeless man has been arrested for allegedly stabbing and critically wounding another last week following a dispute in the wooded encampment in Freeport where they live, New York State police said.Ruben Ballo-Javier was charged Saturday with second-degree attempted murder.Police said the 31-year-old suspect stabbed Narcisco Cruz Vasquez, 44, five times in the chest in a homeless encampment in woodlands just north of Sunrise Highway and just west of Meadowbrook State Parkway shortly after 4 p.m. Monday, Feb. 23.The victim was taken to Nassau University Medical Center, where he is being treated for stab wounds to the center of his chest and punctures to both lungs.Ballo-Javier was ordered held without bail and is due back in Nassau County court Tuesday.Three other homeless men have died in the same stretch of woods over the past six years, including one who was murdered by another homeless man.Troopers ask anyone with information on this case to call them at 631-756-3300. All calls will be kept confidential.last_img read more

Financial planner offers advice as end of unemployment bonuses looms

first_img(WBNG) — This week marks the last week for the six hundred dollar federal bonus added to state unemployment benefits. “Contact every creditor you have and see if they have a loan forgiveness program and see if they have a forgiveness program, see if they have some kind of forbearance program and take advantage of it,” he said. “That will free up and give some breathing room for a little while as they get back to work.” 12 News reached out to local financial planner RJ Barber who says if you’re still relying on those checks due to unemployment, it’s time to take a deep dive and look at your finances. He also tells 12 News that it’s likely that once those benefits run out many people will be looking for work at once so it’s best to start looking now. If you are looking for work he suggests broadening your options and being open to jobs outside of your chosen field.center_img Once you’ve done that he says it’s time to look at bigger items like mortgages and car payments and see if you can make any cuts there. He suggest cutting anything that’s unnecessary like subscriptions and luxury items. He also recommends taking stock of what’s in your garage and basement and seeing if there’s anything you can sell such as unused electronics. last_img read more

Para-Powerlifting: Board Suspends Uboh

first_imgEmbattled President of the Powerlifting Federation of Nigeria Queen Uboh-Idris has been suspended by the board over a series of allegations such as unilaterally running the board, misappropriation, and highhandedness. Loading… Read Also:2020 Para Powerlifting World Cup: 125 athletes undergo trials in Lagos According to a board member who pleaded anonymity, “Queen (Uboh-Idris) was called to attend the meeting so that we can listen to her defence, but she claimed to have resigned. We told her that there is a laid down process for an elected board member who desires to resign, but she did not follow that process. Read Also:2020 Para Powerlifting World Cup: 125 athletes undergo trials in Lagos She has therefore not resigned, rather she must cooperate with the investigation that has been ordered,” the source concluded. FacebookTwitterWhatsAppEmail分享 Promoted ContentA Guy Turns Gray Walls And Simple Bricks Into Works Of Art6 Interesting Ways To Make Money With A Drone7 Ways To Understand Your Girlfriend Better7 Of The Wealthiest Universities In The World7 Ways To Understand Your Girlfriend Better10 Stargazing Locations To ‘Connect With Nature’9 Iconic Roles That Could Have Been Played By Different ActorsA Soviet Shot Put Thrower’s Record Hasn’t Been Beaten To This DayArchaeologists Still Have No Explanation For These Discoveries9 Facts You Should Know Before Getting A TattooWhich Country Is The Most Romantic In The World?Top 10 Most Romantic Nations In The World The suspension came on the heels of the board rejection of Uboh-Idris’ purported resignation deemed not to have followed the dues process making it invalid. The Board has also Set up a panel to probe her fundraising activities for the just concluded Para Powerlifting World Cup, for which she was alleged to have received donations into her private banks’ accounts instead of the Federation’s account. She is also alleged to have repeatedly withheld information from other board members about the just-concluded World Cup.Advertisementlast_img read more

Top 10 Ballon d’Or winners since 1992 ranked by EPL legends

first_imgZinedine Zidane features in the top ten of both lists 4. Ronaldinho Ronaldinho somehow won the award just once, in 2005 – beating English duo Steven Gerrard and Frank Lampard to the punch. On the Brazilian talent, Wrighty said: “I remember that game at the Bernabeu, everything he did worked, and they gave him a standing ovation. “He is the kind of player that makes the game beautiful.” 3. Ronaldo The Brazilian star won the award twice, five years apart – in 1997 and 2002 – in a career that was blighted by injuries. Amongst other huge achievements, Ronaldo helped fire his nation to the 2002 World Cup in the year of his second and final Ballon d’Or. See below for what Shearer said on the Brazilian icon…. 2. Lionel Messi A six-time winner, Messi was always going to be well up there, but he will have to settle for second in Wrighty’s list. Ronaldinho has split the opinion of pundits Wrighty and Shearer 6. Ronaldinho From No4 on Wright’s list to No6 on Shearer’s, the latter said: “He had that step-over, where he could go both ways. “The whip and bend he put on free-kicks, his balance, ball control and the no-look pass.” 5. Marco van Basten A spot higher on Shearer’s list, he explained: “He was a complete centre forward. There wasn’t anything he wasn’t brilliant at. “And let’s talk about that volley (Euro 1988) – the connection, the technique… it was sensational!” 4. Zinedine Zidane Again a single place higher on Shearer’s list, the ex-Newcastle star said: “He was the best player I ever played against. “His balance stood out to me, and his ability to control the ball with either foot. “The way he went past people and caressed or ‘loved’ the ball, was just incredible.” Barcelona legend Messi has won the gong in 2009, 2010, 2011, 2012, 2015 and 2019. See below for what Shearer said on the Argentine wizard… 1. Cristiano Ronaldo Ronaldo has won the Ballon d’Or five times, seemingly alternating with Messi, coming out trumps in 2008, 2013, 2014, 2016 and 2017. On the Juventus star, who enjoyed most of his success at Real Madrid, Wright said: “He’s done it in different leagues and continually pushes himself. “His work-rate, his total drive for perfection, to get where he is, I think he pips it as the top man. “Even at 35, there’s no resting on his laurels. He’s an unbelievable role model.” Rivaldo is another star to make the top ten on both lists 7. Kaka Before Messi and Ronaldo dominated the show, Kaka won the 2007 Ballon d’Or thanks to his incredible performances at AC Milan, including winning the Champions League that year. On the Brazilian star, Wrighty said: “That game against Manchester United (Champions League semi-final 2007, 5-3 aggregate win) was almost the perfect performance. “He scored twice (in the first leg and once more in the second) – and his overall play was exemplary.” 6. Marco van Basten The Dutch legend claimed the first Ballon d’Or title of the Premier League era, in 1992. He edged out Hristo Stoichkov and Bergkamp to the top gong. See below for Shearer’s thoughts on the Euro 1988-winning superstar… 5. Zinedine Zidane For such a talented player, it’s a surprise to see Zidane won just ONE Ballon d’Or – having come close on a number of other occasions. The France legend clinched the trophy in 1998 and Wright said: “When people say poetry in motion, you watch Zidane and you get it.” Lionel Messi takes the top spot in Alan Shearer’s list 3. Ronaldo Also No3 on Shearer’s list, he revealed: “Look at the clubs he’s played for, and his goalscoring record at PSV Eindhoven and Barcelona. “When Bobby Robson came to Newcastle he said he enquired about me going to Barcelona but Blackburn said I wasn’t for sale so they signed Ronaldo instead. I think they got a good deal!” 2. Cristiano Ronaldo Dropping a place in Shearer’s head, he explained: “Ronaldo’s made himself as good as he is. “He’s had to work hard, it’s probably been more natural for Messi in terms of skill, but they’re both staggering.” 1. Lionel Messi The winner for Shearer, beating Ronaldo, he said: “The standard that these two have set, they’ve taken goalscoring to a different level. Read Also: Messi donates €500k towards the fight against COVID-19 “Look at how many appearances and goals they’ve had, it’s bonkers. “We’re so lucky to live in this era where we’re seeing the football these two produce. “To get to the top is one thing, but to stay there and have that hunger to keep on performing – I can’t emphasise enough the dedication they must have to keep doing it year in, year out.” FacebookTwitterWhatsAppEmail分享 Figo earned 197 voting points to Zidane’s 181. Andriy Shevchenko was third that year. See below for what Shearer said on Figo… 8. Rivaldo Then at Barcelona, Rivaldo beat David Beckham to the top gong in 1999, but would arguably go on to bigger and better things, including winning the 2002 World Cup. Wright said: “He was really slight but I thought he was magnificent in the 2002 World Cup final and scored some unbelievable goals at Barca – like that overhead kick against Valencia (in 2001).” Messi and Ronaldo feature in the top two on both lists – but who is No1? With no live sport on the TV to get our teeth into, sporting debates, fictional dream teams and classic throwback matches have been the order of the day. From the decade-long Lionel Messi vs Cristiano Ronaldo debate to Jamie Carragher’s Best XI challenges, people have been finding ways to cure the lockdown blues.center_img Cristiano Ronaldo comes in at No1 on Ian Wright’s list 10. Roberto Baggio After earning the No10 spot in Wright’s list, Shearer has whacked him in at the same spot. Shearer said: “He could play anywhere across the front. He had quick feet and was great travelling with the ball.” 9. Rivaldo The 1999 winner is a spot lower on Shearer’s list have coming in at No8 on Wright’s. See above for what Wrighty said about the Brazilian… 8. Luis Figo On the 2000 winner, Shearer said: “We were comfortable against Portugal at Euro 2000. Then he stepped on the gas and they won 3-2. “He went past players like it was easy, effortless. And he had the balls to go from Barca to Real.” 7. Kaka Speaking of the 2007 winner, also No7 on Wright’s list, Shearer said: “He was so quick, elegant and smooth. He had great vision and scored some unbelievable goals.” Wright and Shearer have somehow whittled their list of winners down to a top ten each And Ian Wright and Alan Shearer killed a bit of time by selecting their top ten Ballon d’Or winners. Since the award’s first appearance, there have been 18 different winners – with only TWO coming from the Premier League – Michael Owen (2001) and Cristiano Ronaldo (2008). But with some massive names winning the award, who makes each pundit’s top ten? Here’s what they said, while speaking on the BBC’s Match of the Day podcast… Promoted ContentWho Is The Most Powerful Woman On Earth?6 Best Natural History Museums In The WorldThe Very Last Bitcoin Will Be Mined Around 2140. Read More10 Hyper-Realistic 3D Street Art By Odeith5 Of The World’s Most Unique Theme ParksTop 10 Most Romantic Nations In The World8 Superfoods For Growing Hair Back And Stimulating Its Growth8 Ways Drones Are Going To Change Our LivesWorld’s Most Beautiful Ceilings That Will Take Your Breath Away7 Universities In The World Where Education Costs Too MuchThis Guy Photoshopped Himself Into Celeb Pics And It’s Hysterical10 Legendary Historical Movies You Should See Loading… IAN WRIGHT 10. Roberto Baggio Baggio won the Ballon d’Or in 1993, during his time at Juventus, beating Dennis Bergkamp and Eric Cantona to the award. Looking back at the Italian’s greatness, Wright said: “Toto Schillaci got the goals in 1990 but at that tournament (World Cup Italia 90), along with Paul Gascoigne, Baggio was outstanding. “He dealt with the pressure of playing in his own country and being their creative player.” 9. Luis Figo The Portuguese maestro won the award in 2000, narrowly edging out Zinedine Zidane in one of the closest-run races in Ballon d’Or history.last_img read more

Hughton eyes further reinforcements

first_img Redmond, 19, on Thursday became the Norfolk club’s third signing of the summer when he moved from Birmingham, following the permanent deal for on-loan Lazio defender Javier Garrido and a record £8.5million transfer of Holland forward Ricky van Wolfswinkel. Hughton stressed he was looking to further bolster his squad ahead of their training camp in Austria and a three-match pre-season tour to the United States. “We have got no particular number on how many more will come in. We are no different to anybody else. We won’t bring in unless we feel it benefits us,” Hughton told a press conference. Press Association “The target is always to bring in players as soon as possible to integrate them into the squad. If you look across the Premier League some have done good business, others have hardly done any. It really is about using the period of time you are allowed in the best way. “That means we are allowed until the end of August, but I want to stress again it is about adding to what we have and we are happy with what we have here already. If we can do it earlier, then great.” A £4.8million bid for Sweden attacking midfielder Ola Toivonen is said to have been lodged with PSV Eindhoven, while Lokomotiv Moscow’s £6million-rated Senegal striker Dame N’Doye and Blackburn left-back Martin Olsson are two other reported targets for Hughton. England goalkeeper Ruddy, meanwhile, is very much on Chelsea’s radar as new manager Jose Mourinho seeks cover for Petr Cech. The Blues are understood to be ready to improve on their £5million offer which was rejected. Captain Grant Holt has also been linked with a move away from Carrow Road. Hughton, though, went on the defensive when asked if bids had been lodged for any of his key men. The Norwich boss said: “No, and probably if there was I wouldn’t say it. The best way is to conduct business behind closed doors. You see we have been able to present Ricky and Nathan as done deals this week and that is fact. “Around those sort of transfers there is only a small fraction of what you hear that is actually fact. By far the vast majority is very much speculation. If there has been interest in our players then that is a plus as far as I am concerned because we must be doing something right.” center_img Norwich manager Chris Hughton will continue to look for more quality additions after signing England Under-21 winger Nathan Redmond – and has again insisted goalkeeper John Ruddy is not for sale.last_img read more

Union Cabinet approves centre for disability sports at Gwalior

first_imgNew Delhi: The Union Cabinet on Thursday approved the proposal for setting up of a Centre for Disability Sports at Gwalior.To be registered under the Societies Registration Act, the proposed Centre will entail an estimated cost of Rs 170.99 crore and be completed in five years, an official release said.The improved sports infrastructure created by this Centre will ensure effective participation of persons with disabilities in sports activities and also enable them to compete at national and international levels, it said.Setting up of the Centre will develop a sense of belonging in persons with disabilities to facilitate their integration in society, it added. IANSAlso Read: SPORTS NEWSlast_img read more

USC falls short against rival Notre Dame in South Bend

first_imgNick Entin | Daily TrojanThe Trojans rallied from an early deficit to reclaim the lead in the third quarter but ultimately fell up short to No. 14-ranked Notre Dame, 41-31, on Saturday night.Interim head coach Clay Helton drops to 0-1 at the helm since taking over for Steve Sarkisian earlier this week.“I told the team with every fiber of my being, every fiber, that I truly believe this is a good football team that can be great, but we have to eliminate the mistakes,” Helton said.USC (3-3, 1-2 Pac-12), which hasn’t beaten the Fighting Irish (6-1) in South Bend since 2011, entered the fourth quarter tied with its rival at 31-31, but it gave up back-to-back 90-yard touchdown drives to the Irish on its way to being outscored 17-0 in the final quarter.Notre Dame’s 41 points is the most scored against any USC team since 1977.Despite racking up 590 yards of total offense, the Trojans didn’t have an answer for the Notre Dame rushing attack, which accounted for 214 of the Irish’s 476 yards of total offense.“It is disappointing,” redshirt senior quarterback Cody Kessler said. “It is not like the effort was not there. It was just when it got down to the end of the game, during crucial points, we did not finish and execute.”Senior running back C.J. Prosise carried the ball 19 times for 143 yards and two touchdowns on the night.In the air, Notre Dame’s sophomore quarterback Deshone Kizer completed 15 of 24 passes on his way to throwing for 227 yards and two touchdowns.Junior wide receiver Will Fuller was on the other end of a 75-yard touchdown pass from Kizer on the Irish’s first play from scrimmage. Fuller caught only three passes on the night but was still able to go off for 131 yards receiving.“C.J. and Fuller, they are tremendous football players,” Helton said. “They did a great job of winning their one-on-one matchups, especially in the deep ball.”Fuller’s touchdown reception quickly answered USC’s seven points on its first drive of the game, which came on a three-yard rush by Kessler.Coming off one of the worst performances of his career, Kessler thew for 365 yards and two touchdowns on 30-of-46 passing but threw two timely interceptions that hurt USC in the fourth quarter.“Those turnovers late were crucial, especially when you play a good football team like that,” Kessler said.After trailing 24-10 in the second quarter, the Trojans responded with two consecutive scoring drives to tie the game at 24.Helton brought out a play from the trick book when he dialed up a reverse pass that had former quarterback and redshirt freshman wide receiver Jalen Greene throwing a 75-yard touchdown pass to sophomore wide receiver JuJu Smith-Schuster, who caught for 139 yards on six receptions.Sophomore Adoree’ Jackson also got involved on offense when he connected with Kessler and jetted off for an 83-yard touchdown.The Trojans had a chance to take a lead into halftime, but a 36-yard kick off the leg of redshirt junior Alex Wood hammered off of the upright.USC carried its momentum into the second half and reclaimed a seven-point lead on a four-yard touchdown pass from Kessler to redshirt junior tight end Taylor McNamara. USC, however, would be shutout for the rest of the game.“I felt like we had the momentum, but we couldn’t stop the inside zone,” junior linebacker Su’a Cravens said.Penalties also continued to hurt USC, which committed 10 on the night for 105 yards.“At the end of the day mistakes hurt us, whether it was penalties, special teams, some missed tackles and some turnovers on offense,” Helton said.Before the game, Athletic Director Pat Haden felt light headed on the sidelines and was taken to the locker room. Haden was taken to a local hospital and checked out fine before heading back to Los Angeles on a private plane, according to a USC official.Haden has been under an increased amount of fire since announcing the termination of former head coach Steve Sarkisian last Monday.The Trojans return home to resume Pac-12 conference play against No. 4-ranked Utah next Saturday.In photos: USC vs Notre Damelast_img read more