Klay Thompson subscribes. You can too for just 11 cents a day for 11 months + receive a free Warriors Championship book. Sign me up!OAKLAND – As expected, the Warriors have discovered it has not taken long for Andrew Bogut to pick up on things.After previously playing for four years with the Warriors, Bogut returned to the Warriors two weeks ago and already has become familiar with the team’s defensive schemes. He has proven comfortable defending with Draymond Green and Andre Iguodala. He has …
With debit cards, online merchants now have a wider customer base to sell to. They will also save on the extra costs usually incurred with credit cards. 19 August 2011 According to Rich Mkhondo, MTN’s head of corporate affairs, consumers will use their existing MasterCard or Visa debit cards for transactions and subsequently use their mobile phone to enter the pin to approve their purchases. Transactions are completed in seven steps, or less for returning customers. After entering the expiry date, payD requests confirmation via the mobile phone. Once the user has entered the debit card ATM pin on the phone the order will be confirmed on the website. Consumers will avoid high interest rates as debit card purchases are priced at 1%, the same as a traditional point-of-sale terminal. Consumers, merchants save on extra costs He said that currently over 80 e-commerce merchants are live on the system – they include leisure operator Holiday Tours and electronics supplier The Gadget Shop. Parrat said that previously, credit card transaction costs cut into merchant’s profit margins and reduced the range of products they were able to sell. However, with payD merchants are able to offer a wider product range. “This means that e-commerce is now available to millions of South Africans that until now have not been able to make payments as they did not have a credit card,” said Mkhondo. He added that MTN will look to take payD beyond South Africa’s borders soon. Purchasing online with a credit card has always been seen as risky. But with the debit card, merchants and consumers are ensured that transactions will be safer. Customers receive a message of confirmation which, Parrat said, does not remain on the phone when a transaction is complete. If the customer’s phone is lost, no one will be able to use it for transactions as they would need the customer’s debit card pin. Mkhondo said payD is unlike existing online payment mechanisms, as customers do not have to top up their account beforehand. Instead, they purchase items online with funds in their accounts, just as if they were using a credit card. Head of MTN MobileMoney’s new business development, Dave Parrat, said payD is as secure as purchasing products from a shopping centre. First published by MediaClubSouthAfrica.com – get free high-resolution photos and professional feature articles from Brand South Africa’s media service. Safer than credit cards PayD’s authenticated mobile transaction technology was developed by MTN MobileMoney. It uses SIM cards and pin technology to turn mobile phones into secure encrypted point-of-sale terminals. But the more crucial feature to its security process is that the service only works for the registered user through their personal mobile phone. For the service to work there would have to be three elements present at the same time. These are the debit card, the registered phone and the ATM pin. Budget airline 1time was the first company to implement the system and has been using it for a month for online ticket sales. However, Mkhondo said MTN has been testing the mechanism extensively with 1time for over six months. Now that payD has been implemented, online shopping is accessible to most bank card carriers. Pan-African mobile operator MTN is looking to make shopping easier for its South African customers by implementing payD, an e-commerce payment mechanism that allows consumers to buy products and services online with their debit cards. Currently, Standard Bank and Nedbank are the only two financial institutions operational on the system but Mkhondo expects the rest of the local banking industry to follow suit. Mkhondo explained that before payD, South Africans used credit cards as the most common method of buying items online. However, only 3% of the population qualified for them. When checking out online, the user selects the payD method then enters their mobile number. The user types in their debit card number before being asked to select their current or savings account and provide the card’s expiry date – first-time users have to do this step once, and thereafter just the pin is required. He added that payD is secured by high levels of hardware-based encryption. It uses the security of a SIM card to replicate that of a point-of-sale device.
Top Reasons to Go With Managed WordPress Hosting Related Posts A Web Developer’s New Best Friend is the AI Wai… Why Tech Companies Need Simpler Terms of Servic… Social bookmarking service Delicious is regarded by many as one of the foundational web applications of the current era. Acquired by Yahoo five years ago and now nearly squandered to death, Delicious showed the world how personal utility in the cloud (bookmarking online instead of in your browser) could create a network effect of value – most visibly, in the form of the Delicious Popular page. Now the founder of Delicious and a powerful team is working on a new project they say is “putting the useful back into social software. “Delicious was created by Joshua Schachter, a data nerd with a dry sense of humor. After the acquisition, Schachter left Yahoo for Google, then left Google to create a new startup called Tasty Labs. Schachter is working there with Nick Nguyen, formerly of Yahoo! Answers and Mozilla’s add-on platform, and Paul Rademacher, the man who set the web world on fire in 2005 with the first big mashup online, HousingMaps.com (Craigslist + Google Maps). What is this team doing at Tasty Labs? They’ve been absolutely silent about it, until letting Quentin Hardy at Forbes do a write-upthis morning.Hardy reports that Tasty Labs is building a service that will match the needs of some people with the abilities or assets of others, possibly within corporations and with an emphasis on commenting and reviewing peoples’ recommendations.Hardy:“Tasty Labs wants to create a marketplace or forum in which people can state their needs and available talents. By employing relationship and ratings algorithms, the idea runs, Tasty Labs can enable people to satisfy needs from ‘a good place for a business dinner’ to ‘a great Perl programmer’ or ‘figure out schools selection’ by getting tips from trusted sources.Schachter told Hardy that the group hopes to launch something within the next few months. “I may take it across several companies,” he said, “the way Facebook rolled out across universities.” He said that Tasty Labs may roll out any number of different applications, which could be used in any number of different ways. This initial idea may not seem stunningly original, but the backgrounds and demonstrated thinking of the founders imply that it’s likely to be executed in some very potent ways.The product as described sounds a little like BagCheck, a quiet new startup founded by former Yahoo leaders Luke Wroblewski, Sam Pullara, and Bryan Lamkin, and Adam Rifkin of KnowNow. That service is live now and lets people create lists of things.Schachter’s Tasty Labs has raised $3 million in funding from Union Square Ventures and Andreessen Horowitz. In my discussions with him over the years, about the ways I’ve gotten a lot of value out of Delicious, he always indicated that he’d have enabled more of the same type of power use if Yahoo had supported it. That makes me all the more excited to see Tasty start releasing product, whatever it might be. 8 Best WordPress Hosting Solutions on the Market Tags:#news#web marshall kirkpatrick
4-H Military Partnerships Youth CampsNow that summer is here, our youth across the nation will have a lot more time to spend outdoors while school is out and education is put on hold. But learning should not stop just because school is out, which is how 4-H Military Partnerships is there to help.4-H Military Partnerships supports a variety of fun filled summer camps that provide educational programs. These programs focus on a range of subjects such as Science, Technology, Engineering and Math (STEM) & Agriculture, Healthy Living, and Citizenship.photo credit: 4-H Military Partnerships ProjectHere are 4-H Military Partnerships camps that are offered:Arizona – 4-H Camp G.R.I.T. (Growing, Reaching, Impacting Tomorrow)Maryland – 4-H Camp Opportunities for Air ForceDelaware – Military Youth Coastal Explorer’s WeekendDelaware – Military Youth Escape CampDelaware – Military Youth 4-H STEM/MakerFlorida – Water Adventure CampGeorgia – Cooking Up ScienceGeorgia – Barrier Island Teen CampMassachusetts – Saddle Up & LearnMontana – Gallatin Gateway Adventure CampNebraska – Big Red Academic CampsNew York – High-Tech 4-H STEMUtah – Camp QuestTexas – Tech Leadership AcademyVermont – Drone CampWashington – Fuel Your FutureJuly FourthPart of summer is celebrating the July fourth; the anniversary of the adoption of the Declaration of Independence in 1776. On this day, take the time to remember the history behind the 4th of July. We give thanks to the brave service men and women because without them, we would not be the land of the free.