Waiting for your paycheck is so 2010. A wave of fintech companies is changing the traditional pay cycle, allowing people to tap into money earned before the next payday. It’s another example of how money management and movement are transforming, driven by advances in technology, a shifting economy and changing consumer expectations.How people get paid is changing in step with changes in how many people work. As part of the gig economy, independent workers connect directly to customers through platforms like Uber, Airbnb and Etsy. A growing number of people earn money from other short-term engagements, freelance work and on-demand roles. No matter the job, including traditional employment, workers crave greater flexibility and fewer constraints than ever before.And many of them need it. While nearly two-thirds of Americans are paid biweekly, sometimes waiting for the next paycheck is problematic, whatever a person’s income. Half of millennials (and 38 percent of all consumers) say it would be difficult or even impossible for them to pay back a loan of $500 right now, according to recent Fiserv research. continue reading » 4SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr
23 Sep 2015 Seniors defend Home Internationals title New British senior champion Julie Brown is in England’s seven-strong team to defend the Senior Women’s Home Internationals next week. The championship will be played at Elm Park Golf Club, Ireland, from Wednesday to Friday, September 30-October 2. The England team includes all six players (pictured top) who won the silver medal at the recent European senior ladies’ team championship, together with Cheshire’s Sue Dye (pictured below). The team is again captained by Huddersfield’s Pat Wrightson. The players: Caroline Berry (Bromborough) tied fifth in the British seniors and is a past winner of the English senior amateur and strokeplay titles. Julie Brown (Trentham) has just won the British senior championship at Prestatyn and is top of the England Golf senior women’s order of merit. Sue Dye (Delamere Forest) also tied 5th in the British seniors has won both the senior amateur and the senior stroke play titles on two occasions. Lulu Housman (Wyke Green) won the English senior stroke play and reached the quarter finals of the senior amateur. She made her debut for England seniors last year. Helen Lowe (Scraptoft) won the 2015 English senior women’s amateur, having made her debut in senior ranks last year. She tied eighth in the British senior championship. Cath Rawthore (Sale) won last year’s British senior championship, the English senior stroke play and finished top of the 2014 senior women’s order of merit. Lindsey Shaw (Chevin) was a semi-finalist at the English senior amateur and finished eighth at the stroke play. She was also runner-up in this season’s Spanish senior amateur.